The end of the month can drag, literally drag especially if you are paid at the end of each month. You can find yourself living on the bare minimum and just about surviving until payday on a ration of variety flavoured noodles, all because you've overspent on that new shoes, coat's for the kids and yourself or after a long weekend of partying or finding that the pesky boiler has broken down and needed replacing, therefore, leaving you a bit strapped for cash and not budgeted properly for the month, don't worry it happens to the best of us.
We've all been there no matter how much we deny it openly, but admit it only to ourselves we didn't budget properly (quietly in one's mind). We need to take charge and sit down and go through and make a monthly plan as painstakingly hard as it can be to go through, it can be so rewarding at the same time.
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In order to take the first steps to budget properly, we need to understand where our money is going.
Envelopes
Ohh this is great, not gonna lie I love my little envelopes, once I've paid all my major bills, rent and nursery fees and calculated my monthly travel fees and topped up my oyster, I like to divide up a number of things envelopes and label them, with items that we will need for the month, food, entertainment, pet etc. It's a great way to not overspend and allows me to only use my card in an emergency.
BYO Lunch
Waste not, want not, a great way to save a bit of cash, is by bringing in your own lunch, use last nights leftovers to make a healthy salad or sandwich. Prep from the night before, to free yourself a bit of time in the morning, to get other things done, before you leave the house.
Free Work out
Pop the gym on hold, there are so many ways you can work out for free, be it a gym park, a brisk walk to get the kids to school, running home once you've dropped the kids home, to working out at home whilst watching free YouTube works outs.
Savings
Another great way to budget for the month, is having a little savings pot, great for seasonal changes when the boiler brakes down, but perfect for saving for that summer holiday, so we can get our swimming costume on and sip sangria's in the sun, to having some cash set aside for the kids parties and weekend activities.
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London Mumma xx
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Ever wondered how to reduce stress at work? It is not easy! The very mention of work and deadlines is enough to send chills down your spine, and no matter the role you do, you can find yourself becoming stressed.
Work stress is very common and more people suffer from anxiety, even depression from work-related stress than you know. Whilst it is easier said than done to just forget about it all, sweep it under the rug as it were, that is simply not the right or healthy way to deal with stress, but finding a balance that works for you whilst at work and away from it to help you manage any fears and anxieties that you may have.
When you are feeling all kinds of down and negative towards your work, let us be honest, that is not great, that leads to you taking your eye off the ball, which then can create further problems for you, be it in attendance or performance and no one wants that, the key is to be successful, perform your duties and show your bosses that you can excel at whatever may come your way, in a cool, calm and collected manner.
We have decided to compile a list to help manage those work-related stresses and tensions, to help you become a better you and help you relax and reduce stress whilst at work.
Breathe
Yes I know, this may sound like a big cliche, but it is true/. Step away from your desk, go to the bathroom if you have to but breathe, You can not focus on the matter at hand, without a clouded and frazzled mind. So what better way is to find a quiet place, close your eyes and simply breathe. You will find that this little practice even for 5 minutes will get you back on track.
Drink a cup of tea
Now, I am no tea lover I must confess, but a cup of herbal tea or a nice coffee always helps relax me, that warming sensation, with a biscuit or two, is great and is sure to cheer anyone up.
Talk
Nothing better than letting off a bit of steam than by a good old chat. Have a work colleague that you trust and connect with, share how you are feeling with them or a friend outside your work environment, better out than in I always say, and you will feel so much better, but letting it all out and confiding in someone.
Eat right
We can all have a tendency to have a sweet tooth when stressed, but step away from the junk food guys, and eat yourself healthily which will lead you to feel a lot better.
Schedule your day
Get organised, an organised mind and work plan, leaves you feeling my relaxed and ready for what the working day may bring.
Have you ever had stress from work? How do you overcome it? I would love to hear in the comments below!
London Mumma xx
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